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We know that budgeting and finances can be complex, especially when you're a new student. If you're living on a limited student income, it's crucial to budget.
Student loans can be an essential part of financing your future career, but any other borrowing should be treated with considerable caution. It's also important to avoid missing payments on things like rent or credit cards, as doing so could have an adverse effect on your credit rating.
If you know you are getting into financial difficulty, please contact Abertay's student advisory service for confidential help.
The good news is, your money often goes further here.
Weekly household costs in Scotland are roughly 20% lower than London, and approximately .
What Uni (2025) found that It covers areas like the cost of student accommodation, going out and grocery shopping.
It certainly helps that Scotland has free bus travel if you are under 22, students don't pay council tax, and there are free period products available on campus/city-wide.
We know that budgeting and finances can seem complicated, especially when you first start out. Here are some *external websites that may help.
- choose Abertay University to see roughly how much you'll need per month. Plus see some .
Save the Student has showing average student living costs across the UK.
From deals and vouchers to phone contracts, has lots of advice for students:
including .
The has and .
The has banking info, how to budget, and a specific guide for students studying in Scotland:
is a helpful site about student finances, including deals, banking and even pensions. Here's their section on and the .
has a database of scholarships and bursaries for UK and EU students, and also .
.
Itison is a Scottish-run voucher site, with .
from .
for student-only deals.
The has some useful links about budgets and saving money:
*All these sites are external and Abertay University is in no way responsible for their content. Check the Website Terms and Conditions for full details.
If you find yourself dealing with debt problems, please聽contact Abertay's Student Advisory Service. We offer a confidential service and can provide support and help. 聽Phone and video appointments are available.
Don鈥檛 panic and ignore the problem. It won鈥檛 go away and it could get worse. The sooner you tackle it, the sooner you can start to sort the problem out - and we're here to help.